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This article summarizes some key Colorado Landlord-Tenant laws applicable to residential rental units.We’ve used the Official State Statutes and other online sources cited below to research this information and it should be a good starting point in learning about the law.This is despite the fact that the state's constitution states that "no person shall ever be imprisoned for debt." Payday lenders have been able to get around the laws, however, by using the state's "bad check" and "theft by check" laws and arguing that delinquent borrowers are committing fraud or theft.Here's how it works: payday loan borrowers typically have to provide a post-dated check or future authorization to debit their bank account in order to secure a loan.Lenders also have no requirement, and little incentive, to assess borrowers' ability to repay.The data suggests that payday loans in Colorado remain dangerous and unaffordable for many borrowers.But now, as lawmakers work to heed those calls, a bill moving through the legislature is facing opposition from groups that worry a new measure being considered could do more harm than good.“It’s just not the right approach,” said Amy Hasinoff, an assistant professor of communications at the University of Colorado Denver who studies the topic.

Appleseed analyzed more than 1,500 criminal complaints filed by more than a dozen payday lenders between 2012 and mid-2014.In June 2017 I purchased a stainless steel kitchen sink from Lowes on Bechtle Rd. The installation of the sink was paid for on 6/26/17.The sink was installed a few days later by 2 men from Home Remedy.Payday lenders are routinely turning to the courts seeking criminal charges when borrowers don't have the funds to repay their loans on time, a report from Texas Appleseed found.Such charges can lead to arrest or even jail time if the courts decide to pursue a case.

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This page contains consumer credit and debt statistics - including statistics on credit card debt, card ownership, fraud, debit cards, bankruptcies and more - compiled by a UK. Statistics on this page will be updated periodically.

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